What AI does in Suma
AI builds an accounting app around your business: your workflow, your receipts and invoices, and the changes you request in the app. It keeps maintaining the app as those requests come in.
The books stay deterministic. Every posting follows fixed accounting rules, not a model's guess.
Review, audit and statutory filing go through our partner CPA firm, W. M. Sum & Co., quoted separately.
The in-app assistant is the support layer. It answers questions about your own books and cannot change them. Names are removed before text is sent to an AI model.
Read more: how other tools compare, in our guide to the best AI accounting software in Hong Kong (2026).
Read more: what software can and cannot do in place of a CPA, in our guide to AI accountant vs a human accountant in Hong Kong.
Read more: what AI can and cannot do under Hong Kong's record-keeping rules, in our guide to AI bookkeeping in Hong Kong.
What it costs
Setup is from HK$2,500, one time. The monthly fee is from HK$1,500 a month. Your exact price is agreed on a short call before we build.
The free trial works like this: you book a call and tell us how your business runs, we build your app from your existing records, and you use the finished app free for 14 days. You pay the setup fee only if you keep it.
| Compared on | Bookkeeper + off-the-shelf software | Suma |
|---|---|---|
| Monthly cost | HK$1,000 to 3,000 bookkeeping plus software subscriptions | From HK$1,500 |
| Fits your workflow | You adapt to the software | The app is built around you |
| Books up to date | Monthly or quarterly | Continuously |
| Audit ready | Extra work at year end | Records kept the way your CPA needs them |
Bookkeeping range is a commonly published Hong Kong market range.
Everything that is included is listed on our pricing page.
Read more: what you actually pay, set against a bookkeeper and five other tools, in our guide to low-cost AI accounting in Hong Kong.
Who it suits
- Clinics, such as physiotherapy and chiropractic practices, where appointments, packages and receipts need to agree with the books.
- Tutoring centres, where lessons, terms and fees need to be tracked.
- Cafes and bakeries, where daily takings, suppliers and cash need to be tracked.
- Trades, such as contractors and repair businesses, where jobs, quotes, materials and invoices need to line up. The fit is the same: an app built around how your jobs run.
How onboarding works
- Fill in a short form about your business.
- Join a short call where we agree your price.
- We build your app from your spreadsheets, calendar and receipts.
- Use the finished app free for 14 days. Keep it and pay the setup fee, or cancel before the trial ends and pay nothing.
FAQ
What is AI accounting?
It is accounting software that uses AI to help keep your records and reports. At Suma, AI builds and maintains an accounting app around your business, and the books follow fixed accounting rules.
Is there AI accounting Hong Kong businesses can use today?
Yes. Suma builds an accounting app for a Hong Kong business around how it already works, on web and desktop, with the books kept automatically.
What does AI accounting software do in Suma?
Your app records income and expenses, matches bank feeds and gives you a monthly income statement, balance sheet and cash flow. The in-app assistant answers questions about your own books and cannot change them.
How is Suma different from other AI accounting software Hong Kong businesses use?
Most software asks you to adapt to it. Suma builds the app around your workflow, and every posting follows fixed accounting rules rather than a model's guess.
Does Suma do AI bookkeeping?
Partly. AI builds and maintains your app. The bookkeeping itself is automatic and follows fixed accounting rules, so income, expenses and bank feeds are matched without a model guessing.
Can AI bookkeeping Hong Kong businesses use replace a bookkeeper?
Suma keeps your books up to date inside your app, which is the work a bookkeeper usually does. Review, audit and statutory filing go through our partner CPA firm, W. M. Sum & Co., quoted separately.
Is there an AI accountant Hong Kong businesses can hire?
Suma is not an accountant, and the AI does not sign anything. It builds and maintains your accounting app. Review, audit and statutory filing go through our partner CPA firm, W. M. Sum & Co., quoted separately.
Is there cheap AI accounting for a small business?
The monthly fee is from HK$1,500 a month. Setup is from HK$2,500, one time, and you use the finished app free for 14 days before you decide. Your exact price is agreed on a short call.
What does affordable AI accounting software cost compared with a bookkeeper?
A bookkeeper commonly costs HK$1,000 to 3,000 a month, plus software subscriptions. Suma is from HK$1,500 a month. Setup is a separate one time fee, from HK$2,500.
What is the best AI accounting software Hong Kong 2026 has to offer?
It depends on your business. If you want ready-made software you set up yourself today, or you only need a tax return filed, Suma is not the right fit. It suits owners who want an app built around how they work and are happy to start with a short call.
How much work is AI accounting for small business Hong Kong owners to set up?
Very little from you. You fill in a short form, agree the price on a short call, and we build the app from your spreadsheets, calendar and receipts.